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We build balanced wealth

Invest Today for Happier Tomorrow

We blend financial intelligence with emotional understanding to craft investment journeys that feel as good as they perform.

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About Arham Finance

“Arham” Stands For Prosperity With Balance.

Arham Finance, was incorporated in the year 2017 and at present catering to 350+ satisfied clients spread all over India and abroad. At Arham Finance, we help clients to "preserve what they already have, protect themselves from financial uncertainty, achieve their Financial goals and pass their wealth to their heirs in the most efficient manner possible."We are certified Mutual Fund And SIF Distributor recognized by the AMFI (Association of Mutual Fund of India) and Insurance consultants recognised by IRDA (Insurance Regulatory and Development Authority).

Invest Today for Happier Tomorrow

In a world obsessed with returns, we focus on the person behind the portfolio. We blend rational analysis with an understanding of behaviour so that your plan is not only logical, but also comfortable to follow.

To redefine wealth management by making it human, transparent, and simplified – enabling individuals and families to live well, decide wisely, and leave a meaningful legacy.

To design solutions that are genuine, research-backed, and practical – always anchored in the balance of numbers and emotions, so your money supports both your present and future self.

Track your Existing Portfolio Invested Any Where

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We are pleased to offer you the opportunity to review and track your consolidated mutual fund portfolio with us. Stay updated on your investments and make informed decisions to achieve your financial goals.
You have to Enter Your PAN, Mobile No and Email ID (With Required OTP) If you have any questions or need assistance, feel free to reach out to us.

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Investment Avenues

Building portfolios through multiple, carefully curated avenues.

Mutual Funds

SIF

Portfolio Management Services (PMS)

Alternative Investment Funds (AIFs)

Loans

Insurance

Fixed Deposits & Bonds

Child Education & Retirement Planning

Tax-Efficient Wealth Strategies

Our Investment Process

A clear, structured framework from first conversation to review.

01

Discovery

Understanding your goals, priorities, and comfort with risk.

02

Analysis

Evaluating your current situation and mapping the gaps.

03

Strategy

Designing an actionable, personalised investment roadmap.

04

Implementation

Executing the plan with carefully chosen products and platforms.

05

Review & Rebalance

Ongoing monitoring and timely course-correction as life evolves.

Founder

CD

Charmi Harsh Dedhia

AMFI-Registered Mutual Fund Distributor
AMFI-Registered SIF Distributor

Insights & Blogs

Practical thoughts on investing, behaviour, and long-term wealth — written for real people, not just portfolios.

Why Goal-Based Investing Works Better Than Chasing Returns

By Charmi Dedhia · Behavioural Finance · 5 min read

Most investors focus on returns, but real success comes from aligning investments with life goals like education, retirement, and security.

When markets fluctuate, goal-based investing helps investors stay disciplined. Instead of reacting emotionally, you measure progress against goals, not short-term returns. This approach improves consistency, confidence, and long-term outcomes.

How to Stay Calm During Market Volatility

By Charmi Dedhia · Market Psychology · 4 min read

Market ups and downs are normal, but emotional decisions often damage long-term wealth more than volatility itself.

Having a structured plan, proper asset allocation, and periodic reviews allows investors to remain calm. The key is understanding risk before investing and trusting the process during uncertainty.

Tax-Efficient Investing: A Silent Wealth Multiplier

By Charmi Dedhia · Tax Planning · 6 min read

Tax planning is not about saving tax once a year — it’s about increasing effective returns over decades.

Using tax-efficient instruments like ELSS, index funds, and proper withdrawal strategies can significantly improve net returns without taking extra risk. Good tax planning works quietly in the background.

Build your financial legacy

Share a few details and we’ll get in touch to understand your journey and how we can support you.

Address

Office No. 1, Zaveri Compound,
Near Dattapada Subway, Borivali East,
Mumbai 4000661, Maharashtra, India.

Schedule

Monday – Saturday
10:00 AM – 7:00 PM

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