Child Education & Retirement Planning
Planning for your child’s education and your retirement are two of the most important financial goals in life. At Arham Finance, we help you build a structured and disciplined plan to secure both—without compromising on today’s lifestyle.
Child Education Planning
Education costs are rising faster than inflation. A well-planned investment strategy ensures that your child’s dreams are not affected by financial constraints in the future.
- Goal-based planning: Mapping education milestones
- Inflation-adjusted corpus: Planning for future costs
- Right asset allocation: Equity, debt & hybrid mix
- Regular reviews: Adjusting plans as goals evolve
Retirement Planning
Retirement planning ensures financial independence, stable income, and peace of mind after your working years. Early planning helps you build a comfortable retirement corpus.
- Retirement corpus estimation: Based on lifestyle needs
- Inflation protection: Maintaining purchasing power
- Regular income strategies: Post-retirement cash flow
- Risk management: Gradual reduction of risk with age
Investment Options Used in Planning
| Investment Avenue | Purpose |
|---|---|
| Equity Mutual Funds | Long-term growth for education & retirement corpus |
| Debt Funds & FDs | Stability and capital protection |
| Hybrid Funds | Balanced risk-return approach |
| Pension & Annuity Plans | Regular income post-retirement |
Who Should Opt for This Planning?
- Parents planning for higher education in India or abroad
- Working professionals at any career stage
- Individuals seeking financial independence post-retirement
- Families wanting structured goal-based investments
Why Choose Arham Finance?
- Goal-based and personalized financial planning
- Clear and transparent investment strategy
- Periodic portfolio reviews and rebalancing
- Long-term advisory partnership