Fixed Deposits & Bonds
Fixed Deposits and Bonds are traditional investment instruments designed for investors seeking stable returns, capital protection, and predictable income.
At Arham Finance, we help you choose the most suitable options across banks, NBFCs, and issuers based on your financial goals.
Why Invest in Fixed Deposits & Bonds?
- Capital Safety: Lower risk compared to equities
- Stable Returns: Fixed and predictable income
- Regular Cash Flow: Ideal for retirees & conservative investors
- Portfolio Stability: Balances market volatility
- Flexible Tenure: Short-term to long-term options
Types of Fixed Income Instruments
| Instrument | Description |
|---|---|
| Bank Fixed Deposits | Safe investment option with assured returns offered by banks. |
| Corporate Fixed Deposits | Higher interest FDs offered by reputed corporates & NBFCs. |
| Government Bonds | Highly secure bonds issued by Government of India or PSUs. |
| Corporate Bonds | Debt securities issued by companies offering higher yields. |
| Tax-Free Bonds | Interest income exempt from tax under applicable laws. |
Who Should Invest?
- Conservative investors
- Retired individuals seeking steady income
- Investors prioritizing capital preservation
- Those looking to diversify from market-linked instruments
Tenure & Returns
Fixed Deposits and Bonds are available for various tenures ranging from a few months to several years. Returns depend on issuer rating, tenure, and prevailing interest rates.
Why Choose Arham Finance?
- Access to best-rated issuers
- Objective comparison across options
- Transparent return expectations
- Ongoing portfolio monitoring & support